The Enhance Carve-out Calculator is now live!

We have launched a new tool designed to help adviser firms better understand the impact of client segmentation on their business.

The Enhance Carve-out Calculator gives IFAs a simple way to model what could change if everyday clients are supported through a defined service model. By entering a small number of headline figures, firms can quickly build an illustrative view of how adviser capacity, client servicing focus and revenue dynamics may shift and significantly contribute to their growth. Click here to get started.

For many firms, the challenge is not identifying capacity constraints, it is understanding what practical change looks like. The calculator is designed to make that more tangible by showing a clear before and after position, helping firms visualise how setting a lower boundary for portfolio size could reshape their client book and release time for higher value relationships.

It also introduces a forward-looking view, showing how some of that freed capacity could be reinvested into growth. This helps firms move the conversation from theory into something more practical, grounded in their own numbers.

The calculator brings that model to life in a way that is simple, quick and grounded in real scenarios. Used in the right way, the calculator is a starting point for better decision making. It helps firms sense check their current servicing model, understand where adviser time is being stretched and explore how a more structured approach to segmentation could support both capacity and long-term growth.

With Lifetime Enhance, firms can do this while ensuring no clients are not abandoned and continue to receive clear, compliant, relationship-led support. This works by carving out any lower portfolio value clients to Lifetime to be looked after. Note: Firms who opt for this will also benefit from a commercial agreement. However, the use of the calculator is completely complimentary.

Click here to start now, and see how your firm could benefit.

Important information

All outputs are illustrative and for discussion purposes only. Assumptions are shown, and results are not a prediction or a guarantee. Lifetime cannot accept responsibility or liability for any loss or decision made as a result of relying on these outputs, including where inputs are incomplete, incorrect, or based on assumptions that do not reflect your firm. The calculator is not a business valuation or due diligence tool, and it should not be used as the sole basis for commercial decisions, including acquisition planning, staffing, or strategic business evaluation. You should sense check the results against your own records and assumptions and take appropriate professional advice before acting.